Help with debts, debt mediation and court-appointed administration
What information is needed to regain an overview?
Your financial administration can quickly pile up, especially when your family or income changes. Matthias Dive, Mieke Smolders and Carine Flamend address questions about debts and administration from Zaventem and Brussels. With a complete overview, they can explain what the office can include and what information is still missing.

Frequently asked questions about debts and court-appointed administration
Financial difficulties first require a complete and honest overview. These questions help organize documents and changes in your situation.
What help is available if my debts increase?
That depends on your income, creditors and letters received. An initial consultation helps to determine which form of guidance or mediation may suit your situation.
What does a collective debt settlement mean for my situation?
A collective debt settlement is a legal procedure with its own conditions and follow-up. Admission to that procedure cannot be promised on the basis of general information.
What role does a case file manager have in debt mediation?
The case file manager supports the follow-up of information, contacts and practical steps within the case file. The specific role depends on what the office includes in your case file.
What does the debt and court-appointed administration team help with?
Read what information is relevant for collective debt settlement, debt mediation or court-appointed administration. The options depend on your specific situation.
Debt mediation requires explanation and follow-up
Matthias Dive provides case file management and debt mediation. As an administrative assistant and case file manager, Mieke Smolders supports the follow-up of collective debt settlements. Carine Flamend has experience as a debt mediator since 1999. Together they will review your information and explain what the office can include in your case file.
Your financial information organized
We bring together the available data and documents clearly.
Possibilities and missing pieces examined
We investigate what the office can record and what information is still needed.
The further follow-up explained
You know which steps are possible and what is expected of you during the case file.
Prepare your next step
Your situation first deserves clarity.
You don't have to make your situation more beautiful. An overview of income, fixed expenses, creditors and letters received helps with an initial assessment.

Matthias Dive
Mieke Smolders
Carine Flamend